Return to top of page

Banks and leasing companies

Acting either as partners or consultants, TEAM is building close relationships with a select number of major banks & lessors across Europe to generate substantial value to their sales and risk management functions, primarily through:

  New business and sales force development
  Provision of leading edge operating lease documentation, including end of lease return conditions
  Risk mitigation, including equipment monitoring
  Residual value setting and sourcing of 3rd party residual value guarantees
  Remarketing

For banks & lessors who wish to take residual value risk on their own book, but still wish to access TEAM’s established expertise, TEAM can provide its full range of services on an ongoing, consulting basis.

For more information on how TEAM can support your operating lease activities, please contact Simon Hamilton, shamilton@transeuroasset.com or call +33 (0)140 54 75 05 .

Equipment monitoring

The condition of equipment has a significant impact on its value during the term of the lease and represents a substantive risk for leasing companies tasked with remarketing the equipment either in a distress situation or at lease maturity. Despite this, most banks & leasing companies fail to adequately monitor assets during the operating lease term.

TEAM’s annual inspection service is designed to ensure that asset quality is maintained and that any issues are immediately escalated so that action can be taken promptly by the bank or lessor in order to protect its interest in the equipment.

TEAM’s annual inspection service for equipment includes

  Verification of expected equipment location, existence, condition and usage
  Recording of usage levels
  Reviewing of maintenance records
  Inspection of piece parts / products being made
  Interviews with technical & management staff, identification
of potential issues & opportunities
  Provision of a mark-to-market evaluation for exposure curve analysis

TEAM provides a full report to Risk and Relationship Managers at the bank or lessor.

For more information on TEAM’s equipment monitoring services,
please contact Chris Jewell, cjewell@transeuroasset.com
or call +44 (0) 1233 647 107