Capitas provides a web enabled, real-time wholesale finance solution with inventory stock funding and integrated loan functionality. Retail operations can access information online to monitor and maintain accounts, helping to streamline and automate the stock funding process between your operation, manufacturer and Capitas.
Flexibility and Control
Real-time views of inventory, available credit, vehicle detail and history allows you to manage your stock efficiently and effectively. A real-time interface to HPI or Experian enables all parties to quickly retrieve vehicle and finance information. Parameters within the finance plan are set to automatically accept, refer or reject vehicles based on its pre-defined business rules. Depending on Capitas own credit criteria, checks may be carried out for:
- Outstanding Finance
- Plate Change
- High Risk
- Import Alert
- Stolen Alert
- Condition Alert
Sophisticated workflow technology allows Capitas to assign and track work throughout the stocking period. Our Wholesale Finance System is able to separate and route funding decisions based on the vehicles credit status, helping to facilitate high volume unit processing for maximum profitability, whilst minimising risk exposure.
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