Commercial Finance

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Flexible and innovative "Commercial Financing" solutions
Commercial Finance

Capitas offers an extensive range of flexible and innovative Commercial Financing solutions. We can design and custom build financing solutions that provide financial leverage and maximise your assets.

Increasing sales is often associated with higher asset levels. Obtaining working capital to support growth and manage the cost of assets is critical. Loans and credit lines, secured by accounts receivable, inventory, or a combination of both, can provide the solution.

Asset finance from Capitas offers you a variety of advantages. If your company is growing quickly or highly leveraged, our flexible solutions can often provide more capital than traditional facilities, based on your balance sheet or cash flow. If you are rapidly converting inventory to accounts receivable (A/R) a line of credit based on inventory and A/R will let you finance the whole cash-flow cycle.

Our competitive asset finance solutions can supply the working capital that is essential to your company's success and strengthen your cash- flow.

Term Loans
We offer competitive term loans that let you finance equipment purchases and other valuable assets. These asset and/or cash-flow based facilities, let you spread your cost of working capital over an agreed period.

Invoice Discounting
Invoice discounting lets you utilise accounts receivables to secure cash advances. It provides you with a cost effective way to improve your organisation's cashflow.

Stocking Finance
Stocking finance enables you to use inventory to obtain essential funding to support multiple product lines, match cash-flow to sales and sell more without maintaining outstanding receivables. Inventory financing with Capitas includes up to 100 percent financing of eligible inventory. As a result, you can optimise cash flow, maximise sales opportunities and build revenues.

Acquisition Finance
Capitas has the financial expertise to assist in acquiring the assets or shareholding of a competitor or business partner. All too frequently, this can entail diluting value or sacrificing control over your own company. However, Capitas can provide publicly traded or private clients with acquisition loan facilities. Debt financing is an effective method for funding acquisitions as it enables you to achieve a balanced approach to growth while maintaining a favourable debt-to-equity ratio.

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