The Essentis Value Proposition

	Generate revenues	Reduce costs	Manage risk
Time to market	Fast product launch Takes IT off the critical path	Rule based product definition	Reduced IT execution risk
Customer view	Customer segmentation Risk based pricing Cross-selling	Consolidate customer data	Single credit line Combined spending controls
Multiple delivery channels	24x7 accessibility	Customer acquisition Customer servicing	Common, consistent security measures
International platform	Multiple card schemes and products	Kept up to date with compliance changes	Industry standard solution
Multi-currency	Issue and acquire across borders	Consolidate international business	Control across all international transactions

Increased revenues and reduced costs while controlling risk

Full support for international issuing and acquiring businesses

Multiple delivery channels facilitated